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Wednesday, April 25, 2012
Tuesday, April 24, 2012
Dancing With the Stars Week 6: Who Rose to the Occasion?
The 14th season of Dancing With the Stars has been almost as evenly-matched as it has been entertaining thus far. Would the sixth week be any different?
Last week saw Maria Menounos and Derek Hough kiss, Melissa Gilbert return from a head injury, Chelsie Hightower almost fall out of her outfit and more.
With Gavin DeGraw eliminated, eight dancers remained to vie for the Mirror Ball. Who stepped up this week and who's going to be in jeopardy next?
Coming into the sixth week, the favorites (Menounos, Donald Driver, Katherine Jenkins and William Levy) were looking to bolster their frontrunner status.
The remainder of the pack (Gilbert, Roshon Fegan, Jaleel White and Gladys Knight) looked to make a move or risk elimination. How did the stars all do?
We'll be back with a full rundown soon, but in the meantime, tell us who you think was the best - and worst - on the parquet Monday in the comments.
Then vote in our ongoing survey with your thoughts on the following:
Of the top eight, who will win Dancing With the Stars?
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Do Premium Finance Loans Resemble Those From Banks?
While you may be familiar with the concept of premium financing, oftentimes the question comes up as to whether the loans that are provided by premium financing companies are similar to those that are offered by banks. The answer is that yes, in many cases they are. Although, there are various aspects where they also are not.
Premium financing entails the lending of funds to an individual or a company that is in need of liquidity to pay the premium on a large insurance policy. As you are likely familiar, these loans are typically provided by third party finance organizations referred to as a premium finance company or specialist.
There can be many similarities between the loans that are provided by banks and those that are offered by premium finance companies. In fact, like banks, premium finance loans typically mirror the funding and the services that are offered by banks in many areas, such as:
- Real time quoting
- Ability to obtain account information via the internet
- Multiple payment options
- Customized payment plans
When working with a premium financing company, application paperwork will be required from your client, as well as a down payment in most cases. Then, once the loan is funded, the premium financing specialist organization will typically provide additional services such as making the client?s insurance premium payment to the insurer and subsequently billing the client for the loan repayments that are due.
While many bank loans are for items such as homes and cars, premium finance loans are specifically ?for the purpose of funding a large amount of insurance coverage. Therefore, these agreements will typically set forth that the loan collateral will be the insurance proceeds (or a portion of such proceeds).
Partnering with a premium financing company can help to ensure that you and your clients are getting good advice from an industry expert. These specialist organizations will put together the official premium finance agreement and will usually also be the actual lender of the borrowed funds.
Both banks and premium financing companies must abide by certain industry and state specific rules and regulations as they relate to lending. This can include complying with certain maximum interest rate and service charge amounts. In addition, certain types of industry licensure are also typically required for the professionals in both of these fields.
While banks are in the business of providing loans to their customers, it is best to work with a premium finance company when in need of funding for insurance policy premiums. This way, you will be working with professionals in that specific area who have focused knowledge of how these types of loans work as well as in how to best service this type of funding arrangement.
Top Premium Finance Providers
Although the premium financing niche is still relatively new and unknown to many, there are a number of top companies that are active in the industry ? and a number of these firms possess several decades of experience in the field.
To find your next premium financing partner, contact any the companies that are listed below. These firms can provide you with the guidance that you need, even for those hard to place deals. Help can typically be found via phone and online chat, and quotes can usually be obtained by submitting a no obligation application directly on the companies? websites.
Capital Premium Financing, Inc.
Capital Premium Financing, Inc. provides life insurance premium financing solutions for a number of different types of commercial insurance policies. It is considered to be a top rated premium finance company in the industry and its reputation makes that clear.
Established in 1988, the company has well over two decades of experience in the specific area of providing necessary cash to fund high face amount insurance plans. Recognized as a leader in the field, Capital Premium Finance can offer you the support you need to get your premium financing deals done right. For more information visit:
Capital Premium Financing, Inc.
12235 South 800 East
Draper, UT 84020
Or
2931 Kerry Forest Pkwy #103
Tallahassee, FL 32309
Customer Service / Operations: (801) 571-0775 / Toll-free: (800) 767-0705
Agency Relations / Quotes by Phone: (877) 730-1906
info@capitalpremium.net? / agencyrelations@capitalpremium.net
www.CapitalPremium.net / www.capitalpremiumfinance.com
?
Premium Financing Specialists, Inc.
Premium Financing Specialists, Inc., now known as Imperial PFS, offers a number of services to clients and potential borrowers. IPFS was created via the combination of both Premium Financing Specialists, Inc. and Imperial Credit Corporation, two of the strongest premium finance companies in the premium financing industry.
The firm is able to successfully provide online quoting directly from its website as well as allow access to account information, electronic signatures, and payment option ? all conveniently available on the company?s site.
In the specific premium finance arena, Premium Financing Specialists, Inc. provides direct access to premium finance loans in addition to premium finance agreements via insurance companies and agencies, as well as through general agents, for the purpose of financing commercial property and casualty insurance premium loans.
For more information on Premium Financing Specialists, Inc., go to:
Premium Financing Specialists, Inc.
Headquarters
8245 Nieman Road
Suite 100
Lenexa, KS 66214
(816) 627-0500
Arizona Premium Finance Company
Arizona Premium Finance Company specializes in financing the premiums for a wide variety of insurance policy types. Through the firm?s website, you can send an instant information request in order to obtain policy quotes as well as additional details on how to partner with the firm in getting your clients the funds that they need. For more information, visit:
Arizona Premium Finance Company
12406 N. 32nd Street
Suite 110
Phoenix, AZ 85032
Toll-free: (800) 873-2732
adminept@apfcinc.com
http://www.apfcinc.com
First Insurance Funding Corp.
First Insurance Funding Corp. is one of the largest independent insurance premium companies in the United States. The company specializes in putting together customized premium loan packages that are uniquely based upon the specific needs of each client. Even those hard to place cases may find the ideal solution with First Insurance Funding. For additional details, go to:
First Insurance Funding Corp.
P.O. Box 66468
Chicago, IL 60666-0468
Toll-free: (800) 837-3707
http://www.firstinsurancefunding.com
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Full List Of Confirmed 2012 And 2013 Release ... - Trendy Gamers
This list of 2012 and 2013 release dates in North America will highlight every single game that currently has a confirmed release date. For games in 2012, that means we won?t include games with a vague ?Fall 2012? or ?Winter 2012?, instead, they will have to be narrowed down to either exact release day or month. For 2013, every game confirmed to be released in 2013 will be included.
*This will be updated every single month with the latest changes and additions of video game release dates. Want day by day updates? Check out our monthly release date pages.
May 2012
Cradle of Rome 2 (DS, 3DS) ? May
Awesomenauts (PSN/XBLA) ? May 1st
Mortal Kombat (PSV) ? May 1st
TERA (PC) ? May 1st
The Legend of Dragoon (PSN) ? May 1st
Fable: Heroes (XBLA) ? May 2nd
Sniper Elite V2 (PS3, PC, Xbox 360) ? May 4th
Starhawk (PS3) ? May 8th
Minecraft (XBLA) ? May 9th
Street Fighter x Tekken (PC) ? May 11th
Battle Ship (PS3, Xbox 360, Wii, DS, 3DS) ? May 15th
Diablo 3 (PC) ? May 15th
Game of Thrones RPG (PS3, Xbox 360, PC) ? May 15th
Max Payne 3 (PS3, Xbox 360) ? May 15th (NA), May 18th (EU)
Pixeljunk 4am (PSN) ? May 15th
Sonic 4: Episode 2 (XBLA, PSN) ? May 16th
Mario Tennis Open (3DS) ? May 20th (NA), May 24th (JP), May 25th (EU)
Atelier Meruru: The Apprentice of Arland (PS3) ? May 22nd
Dragon?s Dogma (PS3, Xbox 360) ? May 22nd (NA), May 25th (EU)
Ghost Recon: Future Soldier (PS3, PC, Xbox 360) ? May 22nd
Sorcery (PS3) ? May 22nd
Dirt Showdown (PS3, PC, Xbox 360) ? May 25th
Men In Black: Alien Crisis (PS3, Xbox 360, Wii) ? May 25th
Max Payne 3 (PC) ? May 29th (NA), June 1st (EU)
Resistance: Burning Skies (PSV) ? May 29th
Mad Riders (XBLA) ? May 30th
?
June 2012
Cradle of Persia (DS) ? June
To-Fu Collection (DS) ? June
Rayman Origins (3DS) ? June
Resident Evil: Chronicles HD Collection (PSN) ? June
Inversion (PS3, PC, Xbox 360) ? June 5th (NA), June 8th (EU)
Madagascar 3: The Video Game (PS3, Xbox 360, Wii, DS, 3DS) ? June 5th
The Sims 3: Katy Perry Sweet Treats (PC) ? June 5th
Ghost Recon: Future Soldier (PC) ? June 12th
Gravity Rush (PSV) ? June 12th
Gungnir (PSP) ? June 12th
iCarly: Groovy Foodie (DS) ? June 12th
Lollipop Chainsaw (PS3, Xbox 360) ? June 12th
Pokemon Conquest (DS) ? June 18th
Brave: The Video Game (PS3, PC, Xbox 360, Wii, DS) ? June 19th
Civilization V: Gods and Kings (PC) ? June 19th
Lego Batman 2: DC Super Heroes (PS3, PSV, PC, Xbox 360, Wii, DS, 3DS) ? June 19th
Steel Battalion: Heavy Armor (Xbox 360) ? June 19th (NA), June 22nd (EU)
The Last Story (Wii) ? June 19th
The Secret World (PC) ? June 19th
Heroes of Ruin (3DS) ? June 26th
Junior Classic Games 3D (3DS) ? June 26th
Little Big Planet (PSV) ? June 26th
London 2012 Olympics ? The Video Game (PS3, PC, Xbox 360) ? June 26th
Record of Agarest War 2 (PS3) ? June 26th
Sledge Hammer (Xbox 360) ? June 26th
Spec Ops: The Line (PS3, PC, 360) ? June 26th
The Amazing Spider-Man (PS3, Wii, Xbox 360, 3DS, DS) ? June 26th
?
July 2012
Deadlight (XBLA) ? July
Double Dragon: Neon (XBLA) ? July
Anarchy Reigns (PS3, Xbox 360) ? July 3rd
Theatrhythm Final Fantasy (3DS) ? July 3rd
NCAA Football 2013 (PS3, Xbox 360) ? July 10th
Rhythm Thief and the Emperor?s Treasure (3DS) ? July 10th
Growlanser: Wayfarer of Time (PSP) ? July 24th
Prototype 2 (PC) ? July 24th
Kingdom Hearts 3D [Dream Drop Distance] (3DS) ? July 31st
Risen 2: Dark Waters (PS3, Xbox 360) ? July 31st
?
August 2012
Darksiders 2 (PS3, PC, 360) ? August
New Super Mario Bros. 2 (3DS) ? August
Persona 4 Arena (PS3, Xbox 360) ? August
Thundercats (DS) ? August
Sleeping Dogs (PS3, PC, Xbox 360) ? August 14th
Sniper: Ghost Warrior 2 (PS3, PC, Xbox 360) ? August 21st
Dark Souls: Prepare To Die Edition (PC) ? August 24th
Transformers: Fall of Cybertron (PS3, Xbox 360) ? August 28th
?
September 2012
F1 2012 (PS3, Xbox 360, PC) ? September
Super Black Bass 3D (3DS) ? September
Tekken Tag Tournament 2 (PS3, Xbox 360) ? September
Far Cry 3 (PS3, Xbox 360, PC) ? September 4th
Fable: The Journey (Xbox 360) ? September 4th
Borderlands 2 (PS3, Xbox 360, PC) ? September 18th
?
October 2012
Dragon Ball Z Kinect (Xbox 360) ? October
Resident Evil 6 (PS3, Xbox 360) ? October 2nd
Bioshock Infinite (PS3, PC, Xbox 360) ? October 16th (NA), October 19th (EU)
Medal Of Honor: Warfighter (PS3, PC, Xbox 360) ? October 23rd
Assassin?s Creed 3 (PS3, Xbox 360, PC) ? October 30th
?
November 2012
Call of Duty: Black Ops 2 (Rumoured Title) (PS3, PC, Xbox 360) ? November
Halo 4 (Xbox 360) ? November 6th
?
December 2012
Nothing Yet
?
2013
Crysis 3 (PS3, PC, Xbox 360) ? 2013
Devil?s Third (PS3, Xbox 360) ? 2013
Dragon?s Crown (PS3, PSV) ? 2013
Homefront 2 (PS3, PC, Xbox 360) ? 2013
Lost Planet 3 (PS3, PC, Xbox 360) ? 2013
Medal of Honor: Warfighter (Wii U) ? 2013
Metro: Last Light (PS3, PC, Xbox 360) ? 2013
Ni No Kuni: Wrath of the White Witch (PS3) ? 2013
Prey 2 (PS3, PC, Xbox 360) ? 2013
Rainbow 6: Patriots (PS3, PC, Xbox 360) ? 2013
Star Trek (PS3, Xbox 360) ? 2013
The Witch and the Hundred Knights (PS3) ? 2013
XCOM (PS3, PC, Xbox 360) ? 2013
God of War: Ascension (PS3) ? Spring 2013
?
You May Also Like:
8 Games To Look Forward To In May 2012
The 11 Playstation Exclusives In The Next 3 Months
The 7 Nintendo Exclusives To Look Forward To In The Next 3 Months
Grand Theft Auto V Release Date Narrowed To ?Winter 2012?
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Facebook updates S-1, adds Q1 earnings, revenue up 45% over last year
Facebook just filed an amended S-1 (that all important document that officially announces its public offering plans) with some new financial info. Now included in the charts and graphs is everything you wanted to know about Q1 of 2012 at Facebook (but were afraid to ask). The new SEC filing reveals that revenues are way up at the social network over last year (a whopping 45 percent higher than Q1 of 2011), but down slightly from last quarter (six percent), settling at a more than respectable $1.058 billion. Of the cash it took in, $872 million of it was ad revenue, which is down from Q4 of 2011 ($943 million) but up significantly from Q1 of last year ($731 million). Facebook was even able to slap a per-user amount on its 900 million active monthly members -- $1.21 -- that's the average revenue for each person with an account at the site. Of course, membership has continued to grow, with 532 million stopping by daily, up from 372 million just a year ago. As for that Instagram purchase, it looks like the widely reported $1 billion figure wasn't entirely accurate -- at least not when talking cold, hard cash. Only $300 million was turned over in immediately spendable currency, the rest of the deal involved 23 million shares of common stock. If you're a sucker for financials hit up the source link.
Facebook updates S-1, adds Q1 earnings, revenue up 45% over last year originally appeared on Engadget on Mon, 23 Apr 2012 15:46:00 EDT. Please see our terms for use of feeds.
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Investing Smart: How to Pick Winning Stocks with Investor's ...
Posted On Monday, April 23, 2012 By admin. Under?Business & Investing??Tags:?business-daily, dhun, investor, losses, market-behavior, money, picking-stocks, psychology, stock-prices, straightforward-explanations??
Using Investor?s Business Daily as his major source of investment information, Dhun Sethna tripled his portfolio in five years. In Investing Smart, Sethna shares what he?s learned about picking stocks with the nation?s fastest growing newspaper, unlocking the powerful money=making information in every edition.
You?ll discover where to look for winning stocks every day. . .which indicators to watch to avoid losses. . .the psychology of market behavior. . .and much more. The book delivers straightforward explanations of the complex and powerful forces which drive stock prices. All in all, it gives you the tools you need to invest wisely.
Investing Smart: How to Pick Winning Stocks with Investor?s Business Daily
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Monday, April 23, 2012
Google, Facebook Spent Record Amounts On D.C. Lobbying In Q1 2012
More dollars were poured into the Beltway from technology companies in the first quarter of 2012. As shown through previous lobbying spends, each quarter, Facebook and Google continue to spend more and more on lobbying efforts in Washington D.C. In the most recent disclosure reports filed in the U.S. Senate?s lobbying database, both of the companies hit all time highs in terms of lobbying dollars. Google?s lobbying spend hit an all-time high again this quarter, with spending coming in at a whopping $5.03 million, tripling its spend from the same period a year ago. Last quarter, Google spent $3.76 million on lawmakers. Microsoft only spent $1.8 million on lobbying for the quarter. In 2011, Google spent $9.7 million on lobbying, and has already surpassed half of that spend in this past quarter alone.one for the money 10 minute trainer sarah burke death etta james funeral erin brockovich dodgeball 2012 pro bowl
Levon Helm and The Band: a rock parable of fame, betrayal, and redemption
Levon Helm of The Band found an unlikely path back to fame after decades of disappointment. But by the end, the homespun singer from Turkey Scratch, Ark., had come full circle.
In the eight years preceding his death Thursday, Levon Helm enjoyed the highest distinction that any music veteran could hope for: an audience that remembers.
Skip to next paragraphTwo recent Grammy awards had brought a resurgence of interest in Mr. Helm?s career as the voice and drummer of The Band, one of rock?s most enduring groups. But it was only in 2004, when he began his homespun ?Midnight Ramble? concerts, that he began to reemerge into the public eye following years of health and financial problems, as well as lingering disappointment and resentment surrounding the dissolution of his former band.
Indeed, much of Helm?s story is a parable of rock ?n? roll ? the story of a band fractured by money and fame, leaving its disillusioned members to pick of the pieces of lives that had seemed to promise something more.
In that way, Helm?s musical legacy is not one meticulously groomed by publicists or biographers. It has evolved organically through what he has left behind.
His appeal in The Band and to Bob Dylan, who collaborated with the group during his most fruitful years, has not just been his voice but also his insurgent spirit. After all, the late-1960s marked the transition from presenting pop music as audible candy for teens to a progressive art form. While the Beatles represented a breakthrough in pushing boundaries that were heady and abstract, The Band later represented their American counterpart, which was dangerous, unkempt, and with a profound feel for, and understanding of, blues, gospel, and country.
That understanding came largely from Helm?s biography. The only American in a group of Canadians, he grew up in Turkey Scratch, Ark., as the son of cotton farmers. Many of the references in classic Band songs came from the people he knew and the sounds he heard in his childhood. Blues great Sonny Boy Williamson performed regularly in the area, and traveling minstrel shows and rockabilly bands made frequent stops.
Helm ?couldn?t wait to get out of high school and get off the farm. His dad told him he couldn?t play with bands until he finished high school.? All he was doing was biding his time,? says Anna Lee Amsden, Helm?s lifelong friend and the ?Anna Lee? in the lyrics of ?The Weight,? the group?s classic song. ?Crazy Chester? and ?Carmen,? other familiar characters in the song, were also people Helm knew in town, Ms. Amsden says.
In a statement Friday, Mr. Dylan called Helm "one of the last true great spirits of my or any other generation."
Much of The Band?s identity ? as suggested by its name ? was in being a true collective where no single person stood out. The Band?s 1968 debut, ?Music From Big Pink,? reflected that unity. Despite vocals shared by Helm, Richard Manuel, and Rick Danko, no one singer was identified, and the lyrics weren?t even printed on the jacket. The magic of that music came from a special alchemy among those individuals that could never be achieved separately since.
Yet in what is now a storied pattern from the early days of the music business, camaraderie crumbled amid fame. Robbie Robertson, The Band?s lead guitarist, joined with the band?s management to persuade the others to sign away their individual publishing rights, which in today?s era of multiplatform media are considered the pension plans of the music industry. They ensure artists later income when the songs receive renewed life in movies, television, and beyond.
In his autobiography ?This Wheel?s On Fire,? Helm describes seeing a copy of the 1969 album ?The Band? and noticing he was credited for writing only half of one song, with Mr. Robertson credited on all 12.
?Someone had pencil-whipped us. It was an old tactic: divide and conquer,? he writes.
Things got worse in 1978 when director Martin Scorsese, who collaborated with Robertson on the film ?The Last Waltz,? reinforced what Helm said was a false narrative that Robertson was somehow the band?s auteur.
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China Times: HTC wants to develop its own processors for low-end phones
Encroaching into the semiconductor business might not seem the most obvious move for a phone manufacturer that's trying to unify its efforts. Nevertheless, China Times reports that HTC has signed a "memorandum of cooperation" with ST-Ericsson to co-develop a new dedicated chip for low-end handsets coming out next year. Since ST-Ericsson is a fabless chip designer, HTC won't risk getting silicon between its fingernails. Instead, if this agreement is what it seems, the Taiwanese manufacturer may simply want more direct control over its supply chains and to reduce its current reliance on ready-made designs from Qualcomm or NVIDIA. After all, it can't be easy for HTC's new CFO, looking on while others gobble up those margins.
China Times: HTC wants to develop its own processors for low-end phones originally appeared on Engadget on Mon, 23 Apr 2012 05:03:00 EDT. Please see our terms for use of feeds.
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Jon Jones? next opponent: Dan Henderson
After Jon Jones defended the UFC light heavyweight belt with a win over Rashad Evans, questions immediately turned to his next opponent. At Saturday's post-fight press conference, UFC president Dana White confirmed Dan Henderson would get the next shot at trying to unseat Jones.
This title shot comes after Henderson had a banner year in 2011. He won the Strikeforce light heavyweight belt, beat MMA legend Fedor Emelianenko, then returned to the UFC with a win over Mauricio "Shogun" Rua in a fight that's considered one of the best of all time.
It will be Henderson's third chance to win the UFC belt. After winning titles in Pride, Henderson lost UFC title shots to Anderson Silva at middleweight and Quinton "Rampage" Jackson at light heavyweight. Back in 1998, Henderson won the UFC middleweight tournament at UFC 17, but that is the only UFC title he's won in his 15-year MMA career.
[ Also: UFC 145 recap: Jon Jones' length crucial in handling Rashad Evans for decision win ]
Though White didn't nail down a date for the Jones-Henderson bout, UFC 149 in Calgary was mentioned as a possibility.
Could Henderson be the man to stop Jon Jones? Tell us in the comments, on Facebook or on Twitter.
Other popular content on Yahoo! Sports:
? Tim Brown: White Sox's Philip Humber claims unexpected place in MLB history with perfect game
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? Jonathan Toews saves Blackhawks' season with OT goal to beat Coyotes
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Bee Gee?s Singer Robin Gibb Awakes From Coma
Bee Gee’s Singer Robin Gibb Awakes From Coma
Singer Robin Gibb has shocked his family after waking up from a coma after he became ill with pneumonia. Gibb’s spokesman, Doug Wright, says the [...]
Bee Gee’s Singer Robin Gibb Awakes From Coma Stupid Celebrities Gossip Stupid Celebrities Gossip News
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